CANADIAN BANKING TERMS · SOURCED AND DATED
What your bank actually published. Not a guess. A fact, with a source.
BLIA is a free record of bank fees, rates, and waivers, compiled from the banks' own published documents. BLIA starts in Canada and expands from there. Query BLIA yourself, or connect it to any MCP-compatible AI assistant. Statement checking opens with the founding cohort.
WHY THIS EXISTS
Fees, waiver conditions, and rate terms sit in long documents that banks update often. These documents are hard for a person to read correctly. They are just as hard for an AI assistant to read correctly. A web search often returns a marketing page, not the current legal terms with a date. BLIA gives a direct, sourced answer instead.
CATALOGUE
A human analyst checks every entry against the bank's own published document. BLIA then hashes and time-stamps the entry. BLIA checks the entry against real customer statements often, to keep it accurate.
BMO · SCOTIABANK · CIBC · RBC · TD · CHEQUING · LIVECONSUMER APP
Upload your statement PDFs. BLIA never asks for your banking password. See exactly which transactions and rules explain every fee. BLIA gives recommendations. You decide what to do.
FOUNDING COHORT · TARGET OCT 2026MCP SURFACE
BLIA offers five read-only tools. Claude, Cursor, Windsurf, and any other MCP client can use these tools for Canadian banking questions. No key is necessary.
CONNECTION GUIDE →MEASURED, NOT PROMISED
This is the founders' own household, reconciled January 2025 to July 2026. It is a working proof of concept, not a guarantee of your results.
WHY TRUST IT
REVENUE
No bank pays BLIA for a recommendation or placement.
OWNERSHIP
No bank or credit union holds equity in BLIA.
COVERAGE
BLIA treats every institution equally. Inclusion in the catalogue is always free.
STANDING
BLIA provides sourced, dated facts. For anything decision-critical, contact the institution directly.
WHERE BLIA IS HEADED
BLIA starts with chequing accounts in Canada. BLIA will add more account types and more countries after that, starting with the EU. The long-term goal is one neutral record for retail banking terms worldwide.
| WHEN | WHAT |
|---|---|
| LIVE NOW | The MCP server is live, with the full Big Five chequing lineups: BMO, Scotiabank, CIBC, RBC and TD.SHIPPED |
| OCT 2026 | Founding cohort (Cohort Alpha) opens.TARGET |
| NEXT | Credit unions, BNPL and digital-first banks, then Quebec French support.NO DATE SET |
| BEYOND CANADA | The EU is next. After that, BLIA expands globally, including the US and Mexico.NO DATE SET |
These are targets, not commitments. Dates can move. The free tier stays free. A separate paid tier can follow later for higher-volume or specialized use, with no pricing or date set yet.
WHY NOW
FOR DEVELOPERS AND AI BUILDERS
BLIA publishes two short reference files for AI agents and developers, alongside the human-readable pages above. Both are live and current.